Building Insurance Cover for Landlords
What Are The Different Kinds of Property Insurance Per State in Australia?
Property insurance in Australia is available nationwide, but it does not operate the same way in every state. While most insurers offer similar general insurance products across the country, state laws, natural disaster risks, building regulations, government levies, and the Insurance Council's guidelines all influence how cover applies, how much it costs, and the insurance…
Builders Warranty Insurance in Australia: What It Covers, How It Works and Why It Matters
If you are building a new home, apartment buildings, or undertaking major renovations including swimming pools, builders warranty insurance is a critical protection for domestic building work. Builders warranty insurance, also known as domestic building insurance (DBI) or home warranty insurance, is a statutory policy that protects homeowners and future owners if a builder or…
Landlord Insurance vs Home Insurance: What’s the Difference?
Knowing whether landlord insurance or home insurance is right for your property is critical, particularly if the property is rented out or held as an investment. Many Australian property owners assume a standard home and contents policy will provide the right protection in all situations. In reality, these policies are designed for owner-occupied homes, and…
Is Strata Insurance Mandatory in Australia?
Strata insurance plays a critical role in protecting apartment buildings, townhouses, and other residential strata properties held under a strata title. Yet many owners, investors, and buyers still ask the same question: Is strata insurance mandatory in Australia? This question matters because strata insurance is not optional in most circumstances. Australian strata laws, including the…
