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Does Land Tax Have GST?
Understanding how GST applies to land tax is important for commercial property owners in Australia. Whether you are a landlord, investor, or purchasing an investment property, knowing your GST obligations and responsibilities helps you manage land tax payments effectively and stay compliant with the Land Tax Act. Understanding GST and Land Tax It's essential for…
How We Elevate Your Claim Experience
At Duo Insurance, we understand that the insurance claim process can be complex and stressful. That's why we're committed to providing an exceptional claim experience for our clients. Our team of experts is dedicated to guiding you through every step of the process, from understanding your policy to negotiating the best possible outcome. Landlord Insurance…
LMI For Investment Property: Lenders Mortgage Insurance Explained
When investing in property, the upfront costs can feel overwhelming. One of the biggest hurdles for investors is saving a large enough deposit to avoid extra fees. This is where Lenders Mortgage Insurance (LMI) often comes into play. If you’re wondering what LMI is in Australia, how it impacts property investors, and whether LMI is…
How Much is a Pet Bond in NSW: Dealing with Pet Damage to Your Rental Property
Renting out your property in New South Wales (NSW) can be rewarding, but when pets are involved, it’s natural to worry about potential damage. Whether you’re a landlord (property owner) concerned about maintaining your property’s value, or a tenant hoping to rent with your furry friend, understanding the rules around pet damage including that landlords…
The Ultimate Guide a Knock Down Rebuild, Is It Right for You?
Are you considering transforming your existing home into your dream property? A knock down rebuild might be the perfect solution. This popular option enables Australian homeowners to stay in their favourite neighbourhood while building a brand-new home designed to meet their modern needs and lifestyle, all on their existing block of land. The knock down…
Unapproved Structures in Australia: What Homeowners Need to Know About Insurance Risks
Unapproved structures are a prevalent issue for Australian homeowners, buyers, and insurance professionals. Whether it is a backyard shed, a garage, or a home extension built without council or planning approval, these additions can create a web of complications - especially regarding insurance coverage and claims. If you are a homeowner with an unapproved addition,…
Insurance Fraud in Australia: What It Is, How It Happens, and What You Can Do About It
Every year, insurance fraud costs Australians significantly, impacting everyone from individual policyholders to large insurance companies. Far from being a victimless crime, insurance fraud is a form of theft involving deception for financial gain. It results in higher premiums for honest customers and creates a climate of suspicion that can make a legitimate claim harder…
EOFY 2025 Checklist: Your Complete EOFY Insurance Guide
As the end of the financial year (EOFY) approaches in Australia, it’s the perfect opportunity to review your finances and ensure your insurance coverage is up to date. While many Australians diligently prepare their tax returns, insurance considerations are often overlooked during this crucial period, resulting in missed tax deductions and inadequate financial protection. This…
Ensuring Protection Through a Landlord Insurance Review
Landlord insurance is a crucial investment for rental property owners to protect against financial loss and risks involved in renting out their property. A landlord insurance policy provides coverage for damages, loss of rent, and legal liability, giving landlords peace of mind and financial security. It’s essential to understand the different types of landlord insurance…
Garage Conversions in Australia: A Comprehensive Guide for Homeowners and Investors
Garage conversions have emerged as a highly practical and cost-effective solution to maximise residential space in Australia’s increasingly urbanised and space-conscious housing market. By transforming unused garages into habitable rooms such as bedrooms, and home offices, property owners can significantly enhance both the functional utility and market value of their homes. Introduction to Garage Conversions…
How Can Insurance Differ Per State in Australia?
When you buy insurance in Australia, you might assume your policy will be the same no matter where you live. After all, most insurers operate nationwide and offer similar products across the country. But did you know that subtle differences between states can affect how your insurance works? These differences can impact everything from what's…
Fixed-term vs Periodic Leases: How a Loss Adjuster Can Impact Your Lease Choices
If you’re a landlord or property investor, choosing between a fixed-term and periodic lease is a big decision. Each type of lease has its pros and cons, affecting your rental income, tenant stability and how easily you can manage your property. But did you know the type of lease you choose can also impact your…
