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Expert insights and guidance to help Australian property investors protect, manage and grow their assets.
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What Is a Breach Notice Under Australian Law?
A breach notice is a formal written notice stating that a person, tenant, or business has failed to comply with a residential tenancy agreement, lease, contract, or legal obligation under the relevant act or legislation. It outlines the specific breach, explains how it must be fixed or remedied, and sets a specific timeframe or deadline…
General Insurance Vs. Landlord Insurance: What’s the Difference?
As an investor, you need to know the different types of insurance that can protect your investment within the insurance industry. The two of which are general insurance and landlord insurance. They may sound similar, but they serve different purposes and offer different levels of coverage. In this article, we’ll examine what each means and…
EOFY 2025 Checklist: Your Complete EOFY Insurance Guide
As the end of the financial year (EOFY) approaches in Australia, it’s the perfect opportunity to review your finances and ensure your insurance coverage is up to date. While many Australians diligently prepare their tax returns, insurance considerations are often overlooked during this crucial period, resulting in missed tax deductions and inadequate financial protection. This…
Fixed-term vs Periodic Leases: How a Loss Adjuster Can Impact Your Lease Choices
If you’re a landlord or property investor, choosing between a fixed-term and periodic lease is a big decision. Each type of lease has its pros and cons, affecting your rental income, tenant stability and how easily you can manage your property. But did you know the type of lease you choose can also impact your…
Understanding Causation Reports: What Property Owners Should Know
A causation report is a report that links cause and effect in many professional fields. In Australia, they are used across many industries, especially in insurance claims, property valuations, and construction disputes. These reports also help identify and prevent fraudulent claims, support the claims process, and reduce costs. Understanding Causation Reports A causation report is…
Do I Need Landlord Insurance If My Property Is Unoccupied?
Being a landlord of an unoccupied property is a challenge many Australian landlords face at some stage. Whether it’s due to renovations, gaps between tenants or changing market conditions, properties can be empty for extended periods. When this happens, it’s important to understand what insurance coverage you need. In this article, we’ll go over the…
How the Los Angeles Fires Could Affect Australian Insurance Prices
The catastrophic wildfires in Los Angeles, which have already caused insured losses estimated at up to 30 billion USD (48.3 billion AUD), are not just a local disaster. Their effects ripple across the global insurance market, including here in Australia. With insurers interconnected through the global reinsurance market, the financial toll of these fires could…
Is Landlord Insurance Expensive?
Protecting your investment property is crucial, and landlord insurance is vital in safeguarding your rental income and property. But how much does it cost? And is it worth getting? Let's explore the world of landlord insurance to help you make an informed decision. What is Landlord Insurance? Landlord insurance is a specialised type of coverage…
Why You Should Use a Property Specialist Insurer
The Australian property market continues to prosper, with projections showing significant growth to $83.9 billion by 2027. For property owners and investors, choosing the proper insurance protection has never been more crucial, especially given the complex nature of property-related risks. Why Having a Property Specialist Insurer Matters Property specialist insurers bring focused expertise that general…
A Landlord’s Guide to Premiums in Insurance
If you're a landlord or property investor in Australia, it's important to understand how insurance premiums are calculated and what factors can affect them. This knowledge can empower you to make informed decisions, budget effectively, and save money in the long run. Knowing the factors influencing insurance premiums also means protecting your investment and ensuring…
An Easy Guide to Smart Property Investment in Australia
Are you a landlord or investor looking to build wealth through property in Australia? The constantly changing landscape of the Australian property market presents potential opportunities for strategic investors. Best of all, with the right strategies and knowledge, property investment can be a great way to secure your financial future. In this ultimate guide, we…
How to Protect Your Investment with An Entry Condition Report
Investing in property is a great way to build wealth over time, but it’s not risk-free. One way for landlords to protect their property is by leveraging a detailed entry condition report prepared by property managers at the start of each tenancy. This important document sets the baseline for the property's condition before the tenant…
Lenders Mortgage Insurance: What Landlords Need to Know
As a landlord, you’re always looking to grow your portfolio and increase your rental income. But saving up a deposit for each property can be a big ask, especially in Australia’s competitive real estate market. That’s where Lenders Mortgage Insurance (LMI) comes in. This article will explain how LMI works, the benefits and risks for…
