Protect your investment with Landlord Insurance
Tailored cover for Australian property investors against tenant risks, property damage, and rental income loss.
Trusted by thousands of property investors Australia wide
Trusted by Aussie landlords
Hassle-free policy management
Fast response time
Gold standard in claims process
Trusted by Aussie landlords
Hassle-free policy management
Fast response time
Gold standard in claims process
Why Landlord
Insurance matters
Protecting your investment property is just as important as owning it. Landlord Insurance safeguards you against unexpected costs from damage, loss, or tenant issues.
Some key risks covered:
What’s covered
Contents property damage
From fire, storms, flood, theft, and malicious damage
Loss of rent
When rental property becomes uninhabitable due to an insured event, such as fire, storm, or major damage
Rental default
If your tenant defaults, leaves unexpectedly, or property is uninhabitable
Deliberate damage and theft by tenants
Protects landlords when tenants intentionally damage the property or steal items from it
Public liability
If someone is injured on your property
Who it’s for
Residential property investors (Houses, apartments, units, townhouses)
Landlords and experienced investors
Owners leasing through property managers or privately
Why choose Duo Insurance for your Commercial Property?
Duo Insurance delivers tailored protection and expert service so you can focus on your property, not the paperwork.
- Clients claim advocation
- Expert advice
- Efficient claims process
How to take out policy?
Obtain a quick quote
Get an estimated premium by providing essential property details online.
01Finalise your application
Complete all necessary information, review policy terms, and submit your application.
02Protect your property
Once approved and payment is made, your policy is active, safeguarding your investment.
03Common scenarios where Landlord Insurance helps
Frequently Asked Questions
What is landlord insurance?
Landlord insurance is designed for residential investment properties in Australia. It covers risks associated with renting out a property, such as tenant-related damage, loss of rental income, and landlord legal liability, as set out in the applicable Product Disclosure Statement (PDS).
What does landlord insurance typically cover?
Landlord insurance may include cover for loss of rent, tenant damage (including malicious damage where applicable), theft by tenants, and legal liability. Cover is subject to the insured events, limits, conditions, and exclusions listed in the PDS.
Is tenant damage covered under landlord insurance?
Many landlord insurance policies provide cover for loss or damage caused by tenants, including malicious damage, provided policy conditions are met. Excesses, sub-limits, and exclusions apply, and claims must meet the definitions in the PDS.
Does landlord insurance cover loss of rent?
Yes, landlord insurance typically includes legal liability cover for claims arising from injury or property damage suffered by third parties in connection with your insured property, where the landlord is legally responsible. Policy limits and exclusions apply.
Does landlord insurance include legal liability cover?
Yes, landlord insurance typically includes legal liability coverage for claims arising from third-party injury or property damage related to your insured property, where the landlord is legally responsible. Policy limits and exclusions apply.
Do I need landlord insurance if the property is strata titled or already has building insurance?
Yes. Even where the building is insured separately—such as under a strata policy—landlord insurance is still important to cover landlord-specific risks like tenant damage, loss of rent, and landlord legal liability, which are not usually covered by building insurance.
Ready to get insured?
Safeguard your property and income today with tailored landlord insurance
Talk to our insurance specialists today and get expert guidance tailored to your needs
