Residential Strata Insurance Quote

Residential Strata

To get started, who are you
ordering the policy for?

Myself
Client

Add more clients

Add the details for your second client

Insured property address

Who is your current insurer?

What is the insurance’s renewal date?

What is the current excess?

Have any insurers ever declined your cover or added special conditions?

Yes
No

Have you made any insurance claims in the last 5 years?

Yes
No

What’s the building sum insured?

What’s the office bearers liability amount?

What’s the common contents amount?

What’s the voluntary workers amount?

What’s the loss of rent/temporary accommodation amount?

What’s the liability amount?

What’s the catastrophe amount covered?

What’s the fidelity amount covered?

Machine breakdown coverage?

What year was the building constructed?

Is the property heritage listed?

Yes
No

What’s the number of residential units?

What’s the number of commercial units?

What’s the number pools?

What’s the number lifts?

What’s the number levels?

Do you require flood cover?

Yes
No

Is there a jetty, pontoon, wharf or pier?

Yes
No

Do you require floating floorboards cover?

Yes
No

Are there gym/s?

Yes
No

Is there a playground?

Yes
No

Are there sprinklers?

Is there town water?

Yes
No

Are there fire extinguishers?

Yes
No

Is there a car stacker?

Yes
No

What type of walls does the building have?

What type of walls are used on the upper levels?

What type of floors does the building have?

What type of roof does the building have?

Is there any cladding on the building

Yes
No

Is there cladding alumimium composite panels? (Optional)

Yes
No

Is there any EPS?

Yes
No
Not sure

Is there any asbestos?

Yes
No
Not sure

Are there any defects?

Yes
No
Not sure

Are there any current renovation or remediation work?

Yes
No

Please confirm you’ve taken reasonable care with your answers so we can finalise your quote

Duty to take reasonable care not to make a misrepresentation

Prior to entering into this insurance contract, it is your responsibility to take reasonable care and avoid misrepresenting any information. This duty also applies when you request modifications or extensions to your policy, or during policy renewal. It is imperative that you provide honest, accurate, and complete answers to our queries. A misrepresentation includes any statement that is false or partially false, or does not accurately reflect the truth.

Before modifying or extending your policy, or when renewing it, you must review any information provided by us for accuracy and inform us of any changes if the information is no longer truthful, accurate, or complete. If you are unsure of the answers to any of our queries or whether the previously provided information is still accurate, you should verify and confirm it.

Additionally, when answering our questions, you must do so on behalf of yourself and any other relevant individuals, and we will consider your responses as theirs. As your responses will determine the type of insurance we offer, calculate your premium, and assess any claim you make, it is crucial that you inform us if you have any doubts.

Failure to provide truthful and complete information or notify us of any changes may result in a breach of your duty, and we may cancel your policy or deny or reduce any claim made. To determine if you have taken reasonable care not to make a misrepresentation, we will consider all relevant circumstances, including the product type and target market, explanatory material or publicity produced or authorized by us, how clear and specific our questions were, and whether an agent was acting for you.

Additionally, we will consider if the contract was new, renewed, extended, varied, or reinstated, and any particular characteristics or circumstances relating to you, which we are aware of or should reasonably have been aware of. Finally, when you sign the client declaration, you confirm that you have read and understand this disclosure, and you declare if you have had any insurance proposals declined, any policies cancelled or renewal refused, or if you have been convicted of theft or fraud or declared bankrupt in the past five years. You also confirm if you are aware of any existing circumstances that may lead to a claim under this policy.

I have read and understand the above disclosure*

Do you agree to the client declaration?

I have not had any type of insurance proposal declined or any type of policy cancelled or renewal refused or had special terms or conditions imposed by any insurer?
I have not been convicted of theft or fraud in the past 5 years?
I have not been declared bankrupt in the past 5 years?
I am not aware of any existing circumstances that may lead to a claim under this policy

Finally, how did you hear about us?