Landlord Insurance
Landlord insurance provides coverage for various risks associated with renting out a property, including protection for the rental income, damages caused by tenants, public liability, theft of property contents such as carpets, blinds, underlays, light fittings, and other household items owned by the landlord for tenants' use.
Standout Features Our Policy Covers
Open-Air & Theft Coverage
Secure up to $7,000 for open-air content damages and $5,000 for theft claims.
Tenant Default & Crisis Protection
Get up to 20 weeks coverage for tenant default and 26 weeks for death, murder, or suicide.
Drug-Related Damage Coverage
Obtain up to $60,000 coverage for controlled drug-related damages and cleanup.
"Duo Insurance exceeded my expectations with their expert guidance and tailored policy for my investment property. Their comprehensive coverage and personalized advice gave me peace of mind. Highly recommended!"
- Samantha J
Lost Rental Income Protection
Secure up to 52 weeks coverage for lost rental income from non-tenant damages.
Legal Expense Coverage
Gain up to $7,500 for legal expenses like court costs, bailiff fees, and representation.
Garbage Removal Benefit
Access up to $500 coverage for garbage removal.
List of Cover Inclusions
Benefits
Up To $1,250 per week
No vacant Possession
52 Weeks
Loss of Rent due to damage accepted under the policy
52 Weeks
Tenant Default – Death, Murder or Suicide
26 Weeks
Tenant Default – Departure without notice
20 Weeks
Tenant Default – Court Ordered Termination
20 Weeks
Tenant Default – Domestic Violence
20 Weeks
Tenant Default – Financial Hardship
12 Weeks
Accidental loss or Damage to your contents
$70,000
Deliberate Damage to contents by tenant
$70,000
Theft by Tenants
$70,000
Damage to Contents due to illegal drugs
$60,000
Legal Expenses
$7,500
Damage by Tenants Pets
$5,000
Fumigations Costs
$5,000
Open Air
$7,000
Tax Audit
$5,000
Locks & Keys
$1,000
Garbage Removal
$500
Legal Liability Cover
$20,000,000
Benefits
Excess
Standard Claim
$250
Accidental Damage by a Third Party other than your Tenant
$250
Accidental Damage by Tenant including Damage by Pets
$250 up to a maximum of $500
Theft by Tenant
Additional $250
Cyclone, Earthquake, Volcano or Tsunami
Additional $5,000
Tenant Damage (if self-managed)
Additional 1 weeks rent
Tenant Default (if self-managed)
Additional 1 weeks rent
Flood
Additional $500
Deliberate Damage by Tenants / Tenant Default
Nil
Loss of Rent
Nil