Rental Home Insurance for Landlords

If your property is not covered by an Owners Corporation (OC) or Strata, it needs its own Building policy. This applies to any standalone property.

The Duo Insurance Building policy provides coverage for the structure of the property, including built-in and plumbing fixtures, as well as protection against common perils such as fire, impact, and storm damage.

Is your rental property safe from natural disasters, tenant damage and other threats? 

As a top-tier provider of Rental Home Insurance, our priority is helping you protect your investment, so you can focus on growing it. We understand the unique perils landlords and property owners face, and it’s our mission to ensure you’re fully covered.

The best time to plan for the unexpected was yesterday. The next best time is now. With Rental Home Insurance from our team, you’re not just buying a policy, you’re investing in reassurance.

Why You Need to Protect Your Rental Home Investment

Over 2 million Australians own at least one investment property, but not all of them are protecting their assets from the many risks out there.

In fact, only 40% of landlords in Australia have landlord insurance, and even though it is considered optional cover, they’ll endure the consequences if things happen to go wrong and they have to face financial and legal liability.

But you don’t need to be one of them.

As a rental property owner in Australia, you know the rewards and risks of this investment. Sure, the consistent rental income, and potential appreciation are enticing, but what about the potential risks? 

Unfortunately, accidents and unforeseen events can and will occur at any time. Having comprehensive rental home insurance can be the lifeline that keeps your investment secure. 

And that’s where Duo Insurance steps in.

We specialise in offering robust insurance products, specifically designed to cover risks associated with rental properties. Whether it’s a residential property in downtown Melbourne or a holiday rental in Bondi Beach, we’re here to give you that peace of mind. 

What is Rental Home Insurance?

Simply put, Rental Home Insurance (or landlord insurance) is an essential safety net that safeguards your property against many potential risks. It’s the financial protection that landlords need against damages caused by events like storms, fires, theft, and tenant vandalism.

But it’s more than just collision coverage; our policies also cover loss of rental income if your property becomes uninhabitable due to an insured event. 

Ultimately, this type of landlord contents cover is all about protecting your hard-earned investment, giving you the peace of mind and financial stability you need when renting out your home.

Choose to protect your investment with landlord insurance cover for your rental, and enjoy the smoother, worry-free path to real estate success. With us, Australian landlords can focus more on leveraging their investments and less on managing risks.

How Rental Home Insurance Works

As an Aussie landlord, you’re always looking for ways to best protect your rental property, a slice of your hard-earned wealth. That’s where Duo Insurance truly shines. Our rental home insurance works in three straightforward steps. 

  1. Understanding Your Needs: Our team will first have an interactive session with you. Through this, we’ll fully understand your property, its inherent risks, and your rental process. We then apply this deep diligence to design an insurance plan that’s just right for you.
  2. Creating Your Custom Insurance Plan: Next, we’ll formulate a comprehensive policy that covers all possible risk scenarios. From accidental damages and natural disasters to loss of rent and legal liabilities – you name it, we will have it covered.
  3. Continuous Support: The Duo Insurance service doesn’t stop at just providing insurance. When an incident occurs, you’re not alone. We will assist you with claim submissions and support you throughout the entire process. Your welfare is our priority, and we’re in this together.

What Makes Our Landlord Insurance Cover Different?

The prospect of sudden damage to your property can be a significant stress point as a landlord. An unexpected event, like a flood or fire, might result in massive repair bills. Then there’s tenant damage and dealing with the fallout of poor property maintenance.

Thankfully, there’s an answer to these challenges:  rental home insurance (otherwise known as landlord insurance coverage).

Dedicated Coverage for Rental Properties

We understand that every rental property and the rental agreement that goes with it is different, so we tailor our policies based on individual needs. 

We’ve got everything from structural damages to fittings and fixtures, tenant default (rent default cover) to liability cover. Ensuring a comprehensive and custom solution makes us a preferred choice for rental home insurance among Australian landlords. 

Fair and Fast Claim Processing 

Our landlord and building insurance policies make claim processing painless and speedy. 

Our fair and transparent approach to claims has earned us the trust of many Australian landlords. With our team, you can rest assured that help is just a call away when you need it the most, safeguarding against an insured event.

Supportive Team

Our team firmly believes in the adage, “Quality of service is just as important as the service itself.”

That’s why we’re dedicated to providing top-notch customer support alongside our superior rental home insurance. We’re committed to going above and beyond to help you with insured events, whether you have a simple question, need help filing a claim, or need guidance in understanding your landlord insurance coverage.

Our trained professionals are intensely familiar with the intricacies of rental insurance, making them the perfect resource for any query you might have. We also know how valuable your time is. That’s why we’re committed to providing quick responses so you can get back to what matters—managing your rental properties. 

Partnering with Duo Insurance means securing your investments, ensuring steady rental income, and always getting expert assistance at your service. And if you’re looking for landlord buildings insurance, we offer that too!

Want to know how to compare landlord insurance for your needs? Read our guide here.

Secure Your Asset Now

There’s never been a better time to secure your rental property and your financial future.

With our comprehensive rental home insurance, you’re insuring your property and investing in peace of mind. We’ve built a reputation for trust and reliability among landlords across Australia, and we’re ready to show you why. 

Don’t leave things to chance – get a quote now to see why our landlord insurance policy options are the right fit for you.